Extended Coverage

Protect Your Boat Beyond the Warranty

Mechanical breakdowns don't wait for a convenient time. Our extended service contracts keep you on the water — and keep repair bills from becoming financial disasters.

Call (866) 656-9508 to Learn More

Mechanical Breakdown Protection for Your Vessel

A manufacturer's warranty only lasts so long. After it expires, a single engine repair can run $5,000–$20,000 or more. An extended service contract through Diverse Offerings Finance covers those costs — so one bad day on the water doesn't wipe out your budget.

We offer coverage for inboard and outboard engines, stern drives, transmissions, electrical systems, and more. Plans are available for new and used boats, and can often be financed directly into your boat loan.

Our marine specialists will walk you through the right plan for your boat, usage, and budget. Call us or reach out online to get a quote.

Boat extended service contract coverage

Comprehensive Mechanical Protection

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Engine & Drive Systems

Inboard and outboard engines, stern drives, and all internal mechanical components — the most expensive repairs covered.

Electrical Systems

Marine electrical components including alternators, starters, bilge pumps, and onboard electronics systems.

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Mechanical Components

Transmissions, gear cases, water pumps, fuel delivery systems, and other critical mechanical parts.

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AC & Refrigeration

Air conditioning and refrigeration systems on cabin cruisers and larger vessels.

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Emergency Towing

On-water emergency towing assistance if your vessel breaks down and can't make it back to port on its own.

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Finance Into Your Loan

Add the cost of coverage directly to your boat loan — protect your investment without a big upfront payment.

The Real Cost of Going Unprotected

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Engine Overhaul

Average cost: $8,000–$20,000+. Covers parts and labor for a major engine rebuild or replacement.

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Electrical Failure

Average cost: $1,500–$6,000. Marine electrical diagnostics and repair are specialty work charged at premium rates.

Drive System Failure

Average cost: $3,000–$12,000. Stern drive and transmission work is among the most expensive marine repairs.

Extended Service Contract FAQ

Can I finance the extended service contract into my loan?
Yes. In most cases, the cost of an extended service contract can be rolled directly into your boat loan — so you pay for it in small monthly installments rather than a lump sum upfront.
How long does coverage last?
Coverage terms vary by plan, but typically range from 1 to 5 years. We'll help you choose a term that aligns with how long you plan to keep the boat.
Does it cover used boats?
Yes — coverage is available on many used boats, depending on age and hours. Our team will confirm eligibility for your specific vessel.
Where can I get repairs done?
Most plans allow you to use any licensed marine repair facility — not just a specific network. Bring it to your trusted mechanic and file the claim directly.
How do I get a quote?
Call us at (866) 656-9508 or use our contact form. We'll need your boat's make, model, year, and engine hours to provide a quote.

Protect Your Investment — Get a Quote Today

Call or message us to discuss extended coverage options for your vessel.

Call (866) 656-9508 Now
Call a Boat Loan Specialist